First State Bank Of Dekalb County is a bank based in Fort Payne, Alabama, established in 1982, with $353 million in total assets across 5 branches. By Trust Grade it ranks 9th of 93 banks we track in Alabama. Its capital ratio of 13.3% is stronger than 83% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 2.27% return on assets. No consumer complaints against First State Bank Of Dekalb County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of Dekalb County compares to Alabama peers
How we graded First State Bank Of Dekalb County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Strongly profitable (ROA 2.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of Dekalb County over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 2407 Gault Ave N, Fort Payne, AL 35967
- 246 Main St, Rainsville, AL 35986
- 500 Gault Ave S, Fort Payne, AL 35967
- 17583 Alabama Highway 75, Henagar, AL 35978
- 4770 Main St, Grant, AL 35747
Are deposits at First State Bank Of Dekalb County insured?
Yes. First State Bank Of Dekalb County is an FDIC-insured bank (FDIC certificate #23815). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of Dekalb County: frequently asked questions
Is First State Bank Of Dekalb County a good bank?
First State Bank Of Dekalb County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Strongly profitable (ROA 2.27%).
Is First State Bank Of Dekalb County FDIC-insured?
Yes. First State Bank Of Dekalb County is a FDIC-insured bank (FDIC certificate #23815). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of Dekalb County?
First State Bank Of Dekalb County holds $353 million in total assets, ranking 9th of 93 banks we track in Alabama. It operates 5 branches.
Does First State Bank Of Dekalb County have CFPB complaints?
No CFPB complaints against First State Bank Of Dekalb County appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
