Amerifirst Bank is a bank based in Montgomery, Alabama, established in 1916, with $361 million in total assets across 6 branches. By Trust Grade it ranks 66th of 93 banks we track in Alabama. Its capital ratio of 9.2% trails most similarly sized banks (34th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.17% return on assets. Consumers filed 10 complaints about AMERIFIRST FINANCIAL, INC. with the CFPB — 27.7 per $1B in assets, a higher rate than 82% of peers.
How Amerifirst Bank compares to Alabama peers
How we graded Amerifirst Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.17%)
- 27.7 complaints per $1B in assets
Consumer complaints (CFPB)
10 complaints filed with the CFPB against AMERIFIRST FINANCIAL, INC. — 27.7 per $1B in assets.
Branch locations (6)
- 2151 Ringold St, Flomaton, AL 36441
- 8165 Vaughn Rd, Montgomery, AL 36116
- 1799 Fairview Ave, Prattville, AL 36066
- 104 Hardaway Ave E, Union Springs, AL 36089
- 2694 Hilton Garden Drive, Auburn, AL 36830
- 17008 Scenic Highway 98, Point Clear, AL 36564
Are deposits at Amerifirst Bank insured?
Yes. Amerifirst Bank is an FDIC-insured bank (FDIC certificate #2838). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Amerifirst Bank: frequently asked questions
Is Amerifirst Bank a good bank?
Amerifirst Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 95/100 and a customer-experience score of 45.5/100. Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.17%).
Is Amerifirst Bank FDIC-insured?
Yes. Amerifirst Bank is a FDIC-insured bank (FDIC certificate #2838). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Amerifirst Bank?
Amerifirst Bank holds $361 million in total assets, ranking 66th of 93 banks we track in Alabama. It operates 6 branches.
How many complaints does Amerifirst Bank have?
Consumers filed 10 complaints about AMERIFIRST FINANCIAL, INC. with the CFPB, or 27.7 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
