Firststate Bank is a bank based in Lineville, Alabama, established in 1971, with $348 million in total assets across 3 branches. By Trust Grade it ranks 75th of 93 banks we track in Alabama. Its capital ratio of 6.5% trails most similarly sized banks (5th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Firststate Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Firststate Bank compares to Alabama peers
How we graded Firststate Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.5% capital ratio)
- Profitable (ROA 0.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Firststate Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 88730 Highway 9, Lineville, AL 36266
- 40655 Highway 77, Ashland, AL 36251
- 120 Main Street North, Wedowee, AL 36278
Are deposits at Firststate Bank insured?
Yes. Firststate Bank is an FDIC-insured bank (FDIC certificate #20468). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Firststate Bank: frequently asked questions
Is Firststate Bank a good bank?
Firststate Bank earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Profitable (ROA 0.78%).
Is Firststate Bank FDIC-insured?
Yes. Firststate Bank is a FDIC-insured bank (FDIC certificate #20468). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Firststate Bank?
Firststate Bank holds $348 million in total assets, ranking 75th of 93 banks we track in Alabama. It operates 3 branches.
Does Firststate Bank have CFPB complaints?
No CFPB complaints against Firststate Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
