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Peoplestrust Bank

Hamilton, AL · Est. 2004 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Peoplestrust Bank is a bank based in Hamilton, Alabama, established in 2004, with $198 million in total assets across 3 branches. By Trust Grade it ranks 26th of 93 banks we track in Alabama. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Peoplestrust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$197.9M
$100M–1B institution
Deposits
$174.5M
Branches
3
Capital ratio
10.5%
Top 45% of $100M–1B peers · Alabama median 10%
Return on assets
1.2%
Top 50% of $100M–1B peers · Alabama median 1.08%
Rank in Alabama
#26
of 93 banks

How Peoplestrust Bank compares to Alabama peers

Capital ratio
Top 45% of $100M–1B peers
Peoplestrust Bank
10.5%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 50% of $100M–1B peers
Peoplestrust Bank
1.2%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Peoplestrust Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoplestrust Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 34888 Us Highway 43, Hackleburg, AL 35564
  • 1281 Military St S, Hamilton, AL 35570
  • 1131 Wills Ave, Florence, AL 35630

Are deposits at Peoplestrust Bank insured?

Yes. Peoplestrust Bank is an FDIC-insured bank (FDIC certificate #57569). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoplestrust Bank: frequently asked questions

Is Peoplestrust Bank a good bank?

Peoplestrust Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.21%).

Is Peoplestrust Bank FDIC-insured?

Yes. Peoplestrust Bank is a FDIC-insured bank (FDIC certificate #57569). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoplestrust Bank?

Peoplestrust Bank holds $198 million in total assets, ranking 26th of 93 banks we track in Alabama. It operates 3 branches.

Does Peoplestrust Bank have CFPB complaints?

No CFPB complaints against Peoplestrust Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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