First Federal Bank, A Fsb is a bank based in Tuscaloosa, Alabama, established in 1959, with $179 million in total assets across 3 branches. By Trust Grade it ranks 69th of 93 banks we track in Alabama. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against First Federal Bank, A Fsb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Federal Bank, A Fsb compares to Alabama peers
How we graded First Federal Bank, A Fsb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Profitable (ROA 0.83%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Federal Bank, A Fsb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 2315 9th St, Tuscaloosa, AL 35401
- 1300 Mcfarland Blvd Ne, Tuscaloosa, AL 35406
- 5301 Highway 69 S, Tuscaloosa, AL 35405
Are deposits at First Federal Bank, A Fsb insured?
Yes. First Federal Bank, A Fsb is an FDIC-insured bank (FDIC certificate #31127). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Federal Bank, A Fsb: frequently asked questions
Is First Federal Bank, A Fsb a good bank?
First Federal Bank, A Fsb earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.83%).
Is First Federal Bank, A Fsb FDIC-insured?
Yes. First Federal Bank, A Fsb is a FDIC-insured bank (FDIC certificate #31127). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Federal Bank, A Fsb?
First Federal Bank, A Fsb holds $179 million in total assets, ranking 69th of 93 banks we track in Alabama. It operates 3 branches.
Does First Federal Bank, A Fsb have CFPB complaints?
No CFPB complaints against First Federal Bank, A Fsb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
