The Commercial Bank Of Ozark is a bank based in Ozark, Alabama, established in 1959, with $115 million in total assets across 2 branches. By Trust Grade it ranks 91st of 93 banks we track in Alabama. Its capital ratio of 4.3% trails most similarly sized banks (1th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against The Commercial Bank Of Ozark appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Commercial Bank Of Ozark compares to Alabama peers
How we graded The Commercial Bank Of Ozark
The Trust Grade blends financial strength with complaint history. Full methodology →
- Below the well-capitalized threshold (4.3%)
- Profitable (ROA 0.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Commercial Bank Of Ozark over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 208 S Merrick Ave, Ozark, AL 36360
- Phillip J. Hamm Dr., Midland City, AL 36350
Are deposits at The Commercial Bank Of Ozark insured?
Yes. The Commercial Bank Of Ozark is an FDIC-insured bank (FDIC certificate #17975). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Commercial Bank Of Ozark: frequently asked questions
Is The Commercial Bank Of Ozark a good bank?
The Commercial Bank Of Ozark earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.3%); Profitable (ROA 0.42%).
Is The Commercial Bank Of Ozark FDIC-insured?
Yes. The Commercial Bank Of Ozark is a FDIC-insured bank (FDIC certificate #17975). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Commercial Bank Of Ozark?
The Commercial Bank Of Ozark holds $115 million in total assets, ranking 91st of 93 banks we track in Alabama. It operates 2 branches.
Does The Commercial Bank Of Ozark have CFPB complaints?
No CFPB complaints against The Commercial Bank Of Ozark appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
