United Bank is a bank based in Atmore, Alabama, established in 1904, with $1.5 billion in total assets across 20 branches. By Trust Grade it ranks 29th of 93 banks we track in Alabama. Its capital ratio of 14.9% is stronger than 93% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against United Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Bank compares to Alabama peers
How we graded United Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 118 Broad St, Camden, AL 36726
- 705 Sidney E Manning Blvd, Flomaton, AL 36441
- 516 S Mckenzie St, Foley, AL 36535
- 34354 Us Highway 98, Lillian, AL 36549
- 404 Courthouse Sq, Bay Minette, AL 36507
- 1588 S Alabama Ave, Monroeville, AL 36460
- 21950 Broad Street, Silverhill, AL 36576
- 12512 County Road 49, Foley, AL 36535
- 200 E Nashville Ave, Atmore, AL 36502
- 4285 Bowden St, Frisco City, AL 36445
- 200 E Nashville Ave, Atmore, AL 36502
- 1015 Sw 1st Street, Summerdale, AL 36580
- 615 Mcmeans Ave, Bay Minette, AL 36507
- 5907 Berryhill Rd, Milton, FL 32570
- 14038 Alabama St, Jay, FL 32565
- 4104 Highway 90, Pace, FL 32571
- 1059 W Loxley Ave, Loxley, AL 36551
- 1515 Douglas Avenue, Brewton, AL 36426
- 27555 Us Highway 98, Daphne, AL 36526
- 3480 Schillinger Rd N, Semmes, AL 36575
Are deposits at United Bank insured?
Yes. United Bank is an FDIC-insured bank (FDIC certificate #58). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Bank: frequently asked questions
Is United Bank a good bank?
United Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Strongly profitable (ROA 1.13%).
Is United Bank FDIC-insured?
Yes. United Bank is a FDIC-insured bank (FDIC certificate #58). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Bank?
United Bank holds $1.5 billion in total assets, ranking 29th of 93 banks we track in Alabama. It operates 20 branches.
Does United Bank have CFPB complaints?
No CFPB complaints against United Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
