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Bank Of Cave City

Cave City, AR · Est. 1906 · Website ↗
B
Trust Grade
Strong
Score: 81/100

Bank Of Cave City is a bank based in Cave City, Arkansas, established in 1906, with $190 million in total assets across 5 branches. By Trust Grade it ranks 76th of 78 banks we track in Arkansas. Its capital ratio of 6.0% trails most similarly sized banks (3th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Bank Of Cave City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$189.6M
$100M–1B institution
Deposits
$167.3M
Branches
5
Capital ratio
6.0%
Bottom 3% of $100M–1B peers · Arkansas median 10.7%
Return on assets
0.8%
Bottom 24% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#76
of 78 banks

How Bank Of Cave City compares to Arkansas peers

Capital ratio
Bottom 3% of $100M–1B peers
Bank Of
6.0%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
Bank Of
0.8%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Cave City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (6.0% capital ratio)
  • Profitable (ROA 0.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Cave City over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 114 W River Dr, Strawberry, AR 72469
  • 137 Arkansas Highway 25, Lynn, AR 72440
  • 2089 Evening Shade Dr, Evening Shade, AR 72532
  • 1141 E Main St, Batesville, AR 72501
  • 137 S Main St, Cave City, AR 72521

Are deposits at Bank Of Cave City insured?

Yes. Bank Of Cave City is an FDIC-insured bank (FDIC certificate #105). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Cave City: frequently asked questions

Is Bank Of Cave City a good bank?

Bank Of Cave City earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (6.0% capital ratio); Profitable (ROA 0.76%).

Is Bank Of Cave City FDIC-insured?

Yes. Bank Of Cave City is a FDIC-insured bank (FDIC certificate #105). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Cave City?

Bank Of Cave City holds $190 million in total assets, ranking 76th of 78 banks we track in Arkansas. It operates 5 branches.

Does Bank Of Cave City have CFPB complaints?

No CFPB complaints against Bank Of Cave City appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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