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Riverbank

Pocahontas, AR · Est. 1974 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Riverbank is a bank based in Pocahontas, Arkansas, established in 1974, with $165 million in total assets across 4 branches. By Trust Grade it ranks 18th of 78 banks we track in Arkansas. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Riverbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$164.8M
$100M–1B institution
Deposits
$142.8M
Branches
4
Capital ratio
11.9%
Top 28% of $100M–1B peers · Arkansas median 10.7%
Return on assets
1.4%
Top 36% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#18
of 78 banks

How Riverbank compares to Arkansas peers

Capital ratio
Top 28% of $100M–1B peers
Riverbank
11.9%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $100M–1B peers
Riverbank
1.4%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Riverbank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.9% capital ratio)
  • Strongly profitable (ROA 1.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Riverbank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 203 W Broadway St, Pocahontas, AR 72455
  • 309 S Missouri Ave, Corning, AR 72422
  • 1700 Old County Rd, Pocahontas, AR 72455
  • 1401 W Court St, Paragould, AR 72450

Are deposits at Riverbank insured?

Yes. Riverbank is an FDIC-insured bank (FDIC certificate #31711). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Riverbank: frequently asked questions

Is Riverbank a good bank?

Riverbank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.43%).

Is Riverbank FDIC-insured?

Yes. Riverbank is a FDIC-insured bank (FDIC certificate #31711). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Riverbank?

Riverbank holds $165 million in total assets, ranking 18th of 78 banks we track in Arkansas. It operates 4 branches.

Does Riverbank have CFPB complaints?

No CFPB complaints against Riverbank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Riverwind Bank
bank · Augusta, AR · $167M assets
Gateway Bank
bank · Rison, AR · $177M assets
Priority Bank
bank · Fayetteville, AR · $151M assets
Warren Bank And Trust Company
bank · Warren, AR · $144M assets
Bank Of Cave City
bank · Cave City, AR · $190M assets
The Peoples Bank
bank · Magnolia, AR · $197M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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