First Naturalstate Bank is a bank based in Mcgehee, Arkansas, established in 1974, with $104 million in total assets across 3 branches. By Trust Grade it ranks 40th of 78 banks we track in Arkansas. Its capital ratio of 14.7% is stronger than 88% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against First Naturalstate Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Naturalstate Bank compares to Arkansas peers
How we graded First Naturalstate Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.7% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Naturalstate Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 500 N 2nd St, Mcgehee, AR 71654
- 703 Ushwy 65 N., Mcgehee, AR 71654
- 101 Carlton Dr, Dumas, AR 71639
Are deposits at First Naturalstate Bank insured?
Yes. First Naturalstate Bank is an FDIC-insured bank (FDIC certificate #21379). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Naturalstate Bank: frequently asked questions
Is First Naturalstate Bank a good bank?
First Naturalstate Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Profitable (ROA 0.92%).
Is First Naturalstate Bank FDIC-insured?
Yes. First Naturalstate Bank is a FDIC-insured bank (FDIC certificate #21379). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Naturalstate Bank?
First Naturalstate Bank holds $104 million in total assets, ranking 40th of 78 banks we track in Arkansas. It operates 3 branches.
Does First Naturalstate Bank have CFPB complaints?
No CFPB complaints against First Naturalstate Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
