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Riverside Bank

Sparkman, AR · Est. 1916 · Website ↗
97/ 100
Trust Grade
Excellent
97 out of 100

Riverside Bank is a bank based in Sparkman, Arkansas, established in 1916, with $70 million in total assets across 2 branches. By Trust Grade it ranks 42nd of 78 banks we track in Arkansas. Its capital ratio of 16.5% is stronger than 78% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Riverside Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$70.2M
<$100M institution
Deposits
$58.2M
Branches
2
Capital ratio
16.5%
Top 22% of <$100M peers · Arkansas median 10.7%
Return on assets
0.8%
Bottom 45% of <$100M peers · Arkansas median 1.24%
Rank in Arkansas
#42
of 78 banks

How Riverside Bank compares to Arkansas peers

Capital ratio
Top 22% of <$100M peers
Riverside Bank
16.5%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of <$100M peers
Riverside Bank
0.8%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Riverside Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
97/100
  • Strongly capitalized (16.5% capital ratio)
  • Profitable (ROA 0.84%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Riverside Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1001 W Markham St, Little Rock, AR 72201
  • 103 W Main St, Sparkman, AR 71763

Are deposits at Riverside Bank insured?

Yes. Riverside Bank is an FDIC-insured bank (FDIC certificate #93). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Riverside Bank: frequently asked questions

Is Riverside Bank a good bank?

Riverside Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Profitable (ROA 0.84%).

Is Riverside Bank FDIC-insured?

Yes. Riverside Bank is a FDIC-insured bank (FDIC certificate #93). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Riverside Bank?

Riverside Bank holds $70 million in total assets, ranking 42nd of 78 banks we track in Arkansas. It operates 2 branches.

Does Riverside Bank have CFPB complaints?

No CFPB complaints against Riverside Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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