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Union Bank

Mena, AR · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Union Bank is a bank based in Mena, Arkansas, established in 1934, with $710 million in total assets across 11 branches. By Trust Grade it ranks 10th of 78 banks we track in Arkansas. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 2.35% return on assets. No consumer complaints against Union Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$709.9M
$100M–1B institution
Deposits
$628.8M
Branches
11
Capital ratio
10.8%
Top 40% of $100M–1B peers · Arkansas median 10.7%
Return on assets
2.4%
Top 6% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#10
of 78 banks

How Union Bank compares to Arkansas peers

Capital ratio
Top 40% of $100M–1B peers
Union Bank
10.8%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $100M–1B peers
Union Bank
2.4%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Union Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.8% capital ratio)
  • Strongly profitable (ROA 2.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Union Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 8935 W State Hwy 22, Caulksville, AR 72951
  • 118 Highway 278 E, Wickes, AR 71973
  • 4745 Highway 71 S, Hatfield, AR 71945
  • 934 W 2nd St, Waldron, AR 72958
  • 480 E Main St, Booneville, AR 72927
  • 1320 W Main St, Clarksville, AR 72830
  • 1607 W Commercial St, Ozark, AR 72949
  • 500 West Main, Russellville, AR 72801
  • 500 W Main St Ste 112, Russellville, AR 72801
  • 11 E Main St, Paris, AR 72855
  • 303 Highway 71 N, Mena, AR 71953

Are deposits at Union Bank insured?

Yes. Union Bank is an FDIC-insured bank (FDIC certificate #14597). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Union Bank: frequently asked questions

Is Union Bank a good bank?

Union Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 2.35%).

Is Union Bank FDIC-insured?

Yes. Union Bank is a FDIC-insured bank (FDIC certificate #14597). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Union Bank?

Union Bank holds $710 million in total assets, ranking 10th of 78 banks we track in Arkansas. It operates 11 branches.

Does Union Bank have CFPB complaints?

No CFPB complaints against Union Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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