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First Northern Bank Of Dixon

Dixon, CA · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Northern Bank Of Dixon is a bank based in Dixon, California, established in 1910, with $1.9 billion in total assets across 21 branches. By Trust Grade it ranks 25th of 117 banks we track in California. Its capital ratio of 11.0% is stronger than 63% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against First Northern Bank Of Dixon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.9B
$1B–10B institution
Deposits
$1.7B
Branches
21
Capital ratio
11.0%
Top 37% of $1B–10B peers · California median 11.7%
Return on assets
1.2%
Top 48% of $1B–10B peers · California median 1.14%
Rank in California
#25
of 117 banks

How First Northern Bank Of Dixon compares to California peers

Capital ratio
Top 37% of $1B–10B peers
First Northern
11.0%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of $1B–10B peers
First Northern
1.2%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Northern Bank Of Dixon

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Northern Bank Of Dixon over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (21)

  • 48 Main St, Winters, CA 95694
  • 434 2nd St, Davis, CA 95616
  • 1300 Harbor Blvd, West Sacramento, CA 95691
  • 210 Stratford Ave, Dixon, CA 95620
  • 1455 Oliver Rd, Fairfield, CA 94534
  • 11 W Court St, Woodland, CA 95695
  • 210 Stratford Ave, Dixon, CA 95620
  • 155 N Tehama St, Willows, CA 95988
  • 558 Market St, Colusa, CA 95932
  • 328 Walker St, Orland, CA 95963
  • 195 N 1st St, Dixon, CA 95620
  • 555 Mason St, Vacaville, CA 95688
  • 1515 Shasta Dr, Davis, CA 95616
  • 2150 Douglas Blvd 260-C, Roseville, CA 95661
  • 2270 Douglas Blvd, Roseville, CA 95661
  • 434 2nd St, Davis, CA 95616
  • 1007 7th St, Sacramento, CA 95814
  • 2150 Douglas Blvd Ste 260-C, Roseville, CA 95661
  • 390 Elm Ave, Auburn, CA 95603
  • 1375 Exposition Blvd, Sacramento, CA 95815
  • 2901 Sunrise Blvd, Rancho Cordova, CA 95742

Are deposits at First Northern Bank Of Dixon insured?

Yes. First Northern Bank Of Dixon is an FDIC-insured bank (FDIC certificate #3440). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Northern Bank Of Dixon: frequently asked questions

Is First Northern Bank Of Dixon a good bank?

First Northern Bank Of Dixon earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.25%).

Is First Northern Bank Of Dixon FDIC-insured?

Yes. First Northern Bank Of Dixon is a FDIC-insured bank (FDIC certificate #3440). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Northern Bank Of Dixon?

First Northern Bank Of Dixon holds $1.9 billion in total assets, ranking 25th of 117 banks we track in California. It operates 21 branches.

Does First Northern Bank Of Dixon have CFPB complaints?

No CFPB complaints against First Northern Bank Of Dixon appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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