Oak Valley Community Bank is a bank based in Oakdale, California, established in 1991, with $2.0 billion in total assets across 20 branches. By Trust Grade it ranks 22nd of 117 banks we track in California. Its capital ratio of 10.2% trails most similarly sized banks (49th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Oak Valley Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oak Valley Community Bank compares to California peers
How we graded Oak Valley Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Strongly profitable (ROA 1.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oak Valley Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 125n. Third Avenue, Oakdale, CA 95361
- 14890 Mono Way, Sonora, CA 95370
- 1200 I St # 3, Modesto, CA 95354
- 166 Main St, Bridgeport, CA 93517
- 307 Old Mammoth Rd, Mammoth Lakes, CA 93546
- 351 N Main St, Bishop, CA 93514
- 4120 Dale Rd, Modesto, CA 95356
- 20 Plaza, Patterson, CA 95363
- 1910 Mchenry Ave, Escalon, CA 95320
- 150 N Wilma Ave, Ripon, CA 95366
- 125 N 3rd Ave, Oakdale, CA 95361
- 2935 W March Ln, Stockton, CA 95219
- 3508 Mchenry Ave, Modesto, CA 95356
- 191 W North St, Manteca, CA 95336
- 1034 N Central Ave, Tracy, CA 95376
- 85 Mono Way, Sonora, CA 95370
- 241 W Main St, Turlock, CA 95380
- 455 Capitol Mall, Sacramento, CA 95814
- 1478 Stone Point Dr, Roseville, CA 95661
- 31 S School St, Lodi, CA 95240
Are deposits at Oak Valley Community Bank insured?
Yes. Oak Valley Community Bank is an FDIC-insured bank (FDIC certificate #33457). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oak Valley Community Bank: frequently asked questions
Is Oak Valley Community Bank a good bank?
Oak Valley Community Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.10%).
Is Oak Valley Community Bank FDIC-insured?
Yes. Oak Valley Community Bank is a FDIC-insured bank (FDIC certificate #33457). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Oak Valley Community Bank?
Oak Valley Community Bank holds $2.0 billion in total assets, ranking 22nd of 117 banks we track in California. It operates 20 branches.
Does Oak Valley Community Bank have CFPB complaints?
No CFPB complaints against Oak Valley Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
