Neighborhood National Bank is a bank based in El Cajon, California, established in 1997, with $230 million in total assets across 1 branch. By Trust Grade it ranks 79th of 117 banks we track in California. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Neighborhood National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Neighborhood National Bank compares to California peers
How we graded Neighborhood National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Neighborhood National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 2987 Jamacha Rd, El Cajon, CA 92019
Are deposits at Neighborhood National Bank insured?
Yes. Neighborhood National Bank is an FDIC-insured bank (FDIC certificate #34548). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Neighborhood National Bank: frequently asked questions
Is Neighborhood National Bank a good bank?
Neighborhood National Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.59%).
Is Neighborhood National Bank FDIC-insured?
Yes. Neighborhood National Bank is a FDIC-insured bank (FDIC certificate #34548). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Neighborhood National Bank?
Neighborhood National Bank holds $230 million in total assets, ranking 79th of 117 banks we track in California. It operates 1 branch.
Does Neighborhood National Bank have CFPB complaints?
No CFPB complaints against Neighborhood National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
