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First Federal Savings And Loan Association Of San Rafael

San Rafael, CA · Est. 1963 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

First Federal Savings And Loan Association Of San Rafael is a bank based in San Rafael, California, established in 1963, with $220 million in total assets across 4 branches. By Trust Grade it ranks 95th of 117 banks we track in California. Its capital ratio of 18.7% is stronger than 96% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against First Federal Savings And Loan Association Of San Rafael appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$220.0M
$100M–1B institution
Deposits
$176.4M
Branches
4
Capital ratio
18.7%
Top 4% of $100M–1B peers · California median 11.7%
Return on assets
0.1%
Bottom 5% of $100M–1B peers · California median 1.14%
Rank in California
#95
of 117 banks

How First Federal Savings And Loan Association Of San Rafael compares to California peers

Capital ratio
Top 4% of $100M–1B peers
First Federal
18.7%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 5% of $100M–1B peers
First Federal
0.1%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Federal Savings And Loan Association Of San Rafael

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (18.7% capital ratio)
  • Profitable (ROA 0.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Federal Savings And Loan Association Of San Rafael over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 6058 College Ave, Oakland, CA 94618
  • 2009 Sir Francis Drake Blvd, Fairfax, CA 94930
  • 2521 San Bruno Ave, San Francisco, CA 94134
  • 998 4th St, San Rafael, CA 94901

Are deposits at First Federal Savings And Loan Association Of San Rafael insured?

Yes. First Federal Savings And Loan Association Of San Rafael is an FDIC-insured bank (FDIC certificate #31406). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Federal Savings And Loan Association Of San Rafael: frequently asked questions

Is First Federal Savings And Loan Association Of San Rafael a good bank?

First Federal Savings And Loan Association Of San Rafael earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (18.7% capital ratio); Profitable (ROA 0.10%).

Is First Federal Savings And Loan Association Of San Rafael FDIC-insured?

Yes. First Federal Savings And Loan Association Of San Rafael is a FDIC-insured bank (FDIC certificate #31406). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Federal Savings And Loan Association Of San Rafael?

First Federal Savings And Loan Association Of San Rafael holds $220 million in total assets, ranking 95th of 117 banks we track in California. It operates 4 branches.

Does First Federal Savings And Loan Association Of San Rafael have CFPB complaints?

No CFPB complaints against First Federal Savings And Loan Association Of San Rafael appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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