Liberty Bank, National Association is a bank based in Irvine, California, established in 2001, with $396 million in total assets across 4 branches. By Trust Grade it ranks 102nd of 117 banks we track in California. Its capital ratio of 14.5% is stronger than 88% of similarly sized banks, versus a California median of 11.7%. It posted a loss over the most recent period (-0.37% return on assets), a point to watch. No consumer complaints against Liberty Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Liberty Bank, National Association compares to California peers
How we graded Liberty Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.5% capital ratio)
- Unprofitable over the period (ROA -0.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Liberty Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 105 N Rollins Rd, Millbrae, CA 94030
- 13233 Highway 9, Boulder Creek, CA 95006
- 6230 Highway 9, Felton, CA 95018
- 2 Park Plz, Irvine, CA 92614
Are deposits at Liberty Bank, National Association insured?
Yes. Liberty Bank, National Association is an FDIC-insured bank (FDIC certificate #35331). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Liberty Bank, National Association: frequently asked questions
Is Liberty Bank, National Association a good bank?
Liberty Bank, National Association earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Unprofitable over the period (ROA -0.37%).
Is Liberty Bank, National Association FDIC-insured?
Yes. Liberty Bank, National Association is a FDIC-insured bank (FDIC certificate #35331). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Liberty Bank, National Association?
Liberty Bank, National Association holds $396 million in total assets, ranking 102nd of 117 banks we track in California. It operates 4 branches.
Does Liberty Bank, National Association have CFPB complaints?
No CFPB complaints against Liberty Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
