Genesis Bank is a bank based in Newport Beach, California, established in 2021, with $406 million in total assets across 3 branches. By Trust Grade it ranks 99th of 117 banks we track in California. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.02% return on assets. No consumer complaints against Genesis Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Genesis Bank compares to California peers
How we graded Genesis Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Profitable (ROA 0.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Genesis Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 9420 Wilshire Blvd, Beverly Hills, CA 90212
- 4675 Macarthur Ct, Newport Beach, CA 92660
- 27720 Jefferson Ave, Temecula, CA 92590
Are deposits at Genesis Bank insured?
Yes. Genesis Bank is an FDIC-insured bank (FDIC certificate #59245). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Genesis Bank: frequently asked questions
Is Genesis Bank a good bank?
Genesis Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Profitable (ROA 0.02%).
Is Genesis Bank FDIC-insured?
Yes. Genesis Bank is a FDIC-insured bank (FDIC certificate #59245). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Genesis Bank?
Genesis Bank holds $406 million in total assets, ranking 99th of 117 banks we track in California. It operates 3 branches.
Does Genesis Bank have CFPB complaints?
No CFPB complaints against Genesis Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
