Community Bank Of Santa Maria is a bank based in Santa Maria, California, established in 2001, with $405 million in total assets across 2 branches. By Trust Grade it ranks 80th of 117 banks we track in California. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Community Bank Of Santa Maria appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Bank Of Santa Maria compares to California peers
How we graded Community Bank Of Santa Maria
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Bank Of Santa Maria over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 2739 Santa Maria Way, Santa Maria, CA 93455
- 1421 S Broadway, Santa Maria, CA 93454
Are deposits at Community Bank Of Santa Maria insured?
Yes. Community Bank Of Santa Maria is an FDIC-insured bank (FDIC certificate #57073). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Bank Of Santa Maria: frequently asked questions
Is Community Bank Of Santa Maria a good bank?
Community Bank Of Santa Maria earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.01%).
Is Community Bank Of Santa Maria FDIC-insured?
Yes. Community Bank Of Santa Maria is a FDIC-insured bank (FDIC certificate #57073). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community Bank Of Santa Maria?
Community Bank Of Santa Maria holds $405 million in total assets, ranking 80th of 117 banks we track in California. It operates 2 branches.
Does Community Bank Of Santa Maria have CFPB complaints?
No CFPB complaints against Community Bank Of Santa Maria appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
