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Calprivate Bank

La Jolla, CA · Est. 2006 · Website ↗
98/ 100
Trust Grade
Excellent
98 out of 100

Calprivate Bank is a bank based in La Jolla, California, established in 2006, with $2.7 billion in total assets across 7 branches. By Trust Grade it ranks 49th of 117 banks we track in California. Its capital ratio of 10.7% is stronger than 57% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Calprivate Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7B
$1B–10B institution
Deposits
$2.4B
Branches
7
Capital ratio
10.7%
Top 43% of $1B–10B peers · California median 11.7%
Return on assets
1.9%
Top 13% of $1B–10B peers · California median 1.14%
Rank in California
#49
of 117 banks

How Calprivate Bank compares to California peers

Capital ratio
Top 43% of $1B–10B peers
Calprivate Bank
10.7%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $1B–10B peers
Calprivate Bank
1.9%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Calprivate Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.91%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Calprivate Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 9404 Genesee Ave, La Jolla, CA 92037
  • 801 Orange Ave, Coronado, CA 92118
  • 401 W. A Street, San Diego, CA 92101
  • 4675 Macarthur Ct, Newport Beach, CA 92660
  • 9606 Santa Monica Blvd, Beverly Hills, CA 90210
  • 2321 Rosecrans Avenue, El Segundo, CA 90245
  • 1482 E Valley Rd, Montecito, CA 93108

Are deposits at Calprivate Bank insured?

Yes. Calprivate Bank is an FDIC-insured bank (FDIC certificate #58291). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Calprivate Bank: frequently asked questions

Is Calprivate Bank a good bank?

Calprivate Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.91%).

Is Calprivate Bank FDIC-insured?

Yes. Calprivate Bank is a FDIC-insured bank (FDIC certificate #58291). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Calprivate Bank?

Calprivate Bank holds $2.7 billion in total assets, ranking 49th of 117 banks we track in California. It operates 7 branches.

Does Calprivate Bank have CFPB complaints?

No CFPB complaints against Calprivate Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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