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Avidbank

San Jose, CA · Est. 2003 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Avidbank is a bank based in San Jose, California, established in 2003, with $2.6 billion in total assets across 3 branches. By Trust Grade it ranks 35th of 117 banks we track in California. Its capital ratio of 11.7% is stronger than 73% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Avidbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.6B
$1B–10B institution
Deposits
$2.2B
Branches
3
Capital ratio
11.7%
Top 27% of $1B–10B peers · California median 11.7%
Return on assets
1.5%
Top 30% of $1B–10B peers · California median 1.14%
Rank in California
#35
of 117 banks

How Avidbank compares to California peers

Capital ratio
Top 27% of $1B–10B peers
Avidbank
11.7%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $1B–10B peers
Avidbank
1.5%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Avidbank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.7% capital ratio)
  • Strongly profitable (ROA 1.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Avidbank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1732 N 1st St, San Jose, CA 95112
  • 135 Main St, San Francisco, CA 94105
  • 999 Main St, Redwood City, CA 94063

Are deposits at Avidbank insured?

Yes. Avidbank is an FDIC-insured bank (FDIC certificate #57510). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Avidbank: frequently asked questions

Is Avidbank a good bank?

Avidbank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.48%).

Is Avidbank FDIC-insured?

Yes. Avidbank is a FDIC-insured bank (FDIC certificate #57510). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Avidbank?

Avidbank holds $2.6 billion in total assets, ranking 35th of 117 banks we track in California. It operates 3 branches.

Does Avidbank have CFPB complaints?

No CFPB complaints against Avidbank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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