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El Dorado Savings Bank, F.S.B.

Placerville, CA · Est. 1956 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

El Dorado Savings Bank, F.S.B. is a bank based in Placerville, California, established in 1956, with $2.5 billion in total assets across 35 branches. By Trust Grade it ranks 59th of 117 banks we track in California. Its capital ratio of 13.4% is stronger than 87% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against El Dorado Savings Bank, F.S.B. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.5B
$1B–10B institution
Deposits
$2.1B
Branches
35
Capital ratio
13.4%
Top 13% of $1B–10B peers · California median 11.7%
Return on assets
0.9%
Bottom 28% of $1B–10B peers · California median 1.14%
Rank in California
#59
of 117 banks

How El Dorado Savings Bank, F.S.B. compares to California peers

Capital ratio
Top 13% of $1B–10B peers
El Dorado
13.4%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $1B–10B peers
El Dorado
0.9%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded El Dorado Savings Bank, F.S.B.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (13.4% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for El Dorado Savings Bank, F.S.B. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (35)

  • 400 N Main, Lone Pine, CA 93545
  • 135 Main St, Jackson, CA 95642
  • 206 E Saint Charles St, San Andreas, CA 95249
  • 300 E Bidwell St, Folsom, CA 95630
  • 9003 Elk Grove Blvd, Elk Grove, CA 95624
  • 942 Emerald Bay Rd, South Lake Tahoe, CA 96150
  • 7895 Lichen Dr, Citrus Heights, CA 95621
  • 4701 Manzanita Ave, Carmichael, CA 95608
  • 6462 Pony Express Trl, Pollock Pines, CA 95726
  • 1036 Al Tahoe Blvd, South Lake Tahoe, CA 96150
  • 740 N Lake Blvd, Tahoe City, CA 96145
  • 276 Kingsbury Grade Ste 1000, Stateline, NV 89449
  • 460 State Highway 49, Sutter Creek, CA 95685
  • 2888 Ray Lawyer Dr, Placerville, CA 95667
  • 515 N Main St, Bishop, CA 93514
  • 20146 Highway 88, Pine Grove, CA 95665
  • 3963 Park Dr, El Dorado Hills, CA 95762
  • 22900 Twain Harte Dr, Twain Harte, CA 95383
  • 694 Pleasant Valley Rd, Diamond Springs, CA 95619
  • 1227 Oak Ct, Arnold, CA 95223
  • 6310 Hwy 193, Georgetown, CA 95634
  • 10130 Woodridge Dr, Auburn, CA 95602
  • 5500 Folsom Blvd, Sacramento, CA 95819
  • 1751 E Main St, Grass Valley, CA 95945
  • 245 Tom Bell Rd, Murphys, CA 95247
  • 4060 Cameron Park Dr, Cameron Park, CA 95682
  • 247 Main St, Placerville, CA 95667
  • 1517 Us 395 N, Gardnerville, NV 89410
  • 18726 State Highway 49, Plymouth, CA 95669
  • 4768 J St, Sacramento, CA 95819
  • 7185 Murieta Dr, Rancho Murieta, CA 95683
  • 4040 El Dorado Rd, Placerville, CA 95667
  • 8973 Grant Line Rd, Elk Grove, CA 95624
  • 3788 Us Highway 395 S, Carson City, NV 89705
  • 5235 Vista Blvd, Sparks, NV 89436

Are deposits at El Dorado Savings Bank, F.S.B. insured?

Yes. El Dorado Savings Bank, F.S.B. is an FDIC-insured bank (FDIC certificate #30953). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

El Dorado Savings Bank, F.S.B.: frequently asked questions

Is El Dorado Savings Bank, F.S.B. a good bank?

El Dorado Savings Bank, F.S.B. earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Profitable (ROA 0.94%).

Is El Dorado Savings Bank, F.S.B. FDIC-insured?

Yes. El Dorado Savings Bank, F.S.B. is a FDIC-insured bank (FDIC certificate #30953). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is El Dorado Savings Bank, F.S.B.?

El Dorado Savings Bank, F.S.B. holds $2.5 billion in total assets, ranking 59th of 117 banks we track in California. It operates 35 branches.

Does El Dorado Savings Bank, F.S.B. have CFPB complaints?

No CFPB complaints against El Dorado Savings Bank, F.S.B. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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