Skip to main content
bank

Bank Of America California, National Association

San Francisco, CA · Est. 1984 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Bank Of America California, National Association is a bank based in San Francisco, California, established in 1984, with $15.1 billion in total assets across 1 branch. By Trust Grade it ranks 66th of 117 banks we track in California. Its capital ratio of 12.7% is stronger than 68% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Bank Of America California, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$15.1B
$10B–100B institution
Deposits
$12.6B
Branches
1
Capital ratio
12.7%
Top 32% of $10B–100B peers · California median 11.7%
Return on assets
0.7%
Bottom 16% of $10B–100B peers · California median 1.14%
Rank in California
#66
of 117 banks

How Bank Of America California, National Association compares to California peers

Capital ratio
Top 32% of $10B–100B peers
Bank Of
12.7%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $10B–100B peers
Bank Of
0.7%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of America California, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.7% capital ratio)
  • Profitable (ROA 0.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of America California, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 555 California St, San Francisco, CA 94104

Are deposits at Bank Of America California, National Association insured?

Yes. Bank Of America California, National Association is an FDIC-insured bank (FDIC certificate #25178). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of America California, National Association: frequently asked questions

Is Bank Of America California, National Association a good bank?

Bank Of America California, National Association earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Profitable (ROA 0.73%).

Is Bank Of America California, National Association FDIC-insured?

Yes. Bank Of America California, National Association is a FDIC-insured bank (FDIC certificate #25178). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of America California, National Association?

Bank Of America California, National Association holds $15.1 billion in total assets, ranking 66th of 117 banks we track in California. It operates 1 branch.

Does Bank Of America California, National Association have CFPB complaints?

No CFPB complaints against Bank Of America California, National Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Citizens Business Bank, National Association
bank · Ontario, CA · $15.5B assets
Farmers And Merchants Bank Of Long Beach
bank · Long Beach, CA · $11.9B assets
Bank Of Hope
bank · Los Angeles, CA · $18.7B assets
Tri Counties Bank
bank · Chico, CA · $9.9B assets
Mechanics Bank
bank · Walnut Creek, CA · $21.4B assets · 335 complaints
First American Trust, Fsb
bank · Santa Ana, CA · $8.3B assets · 52 complaints

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →