Tri Counties Bank is a bank based in Chico, California, established in 1975, with $9.9 billion in total assets across 76 branches. By Trust Grade it ranks 5th of 117 banks we track in California. Its capital ratio of 13.7% is stronger than 89% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Tri Counties Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Tri Counties Bank compares to California peers
How we graded Tri Counties Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.7% capital ratio)
- Strongly profitable (ROA 1.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Tri Counties Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (76)
- 6600 Mission St, Daly City, CA 94014
- 1327 South St, Redding, CA 96001
- 63 Constitution Dr, Chico, CA 95973
- 311 California Street, San Francisco, CA 94104
- 303 Main St, Weed, CA 96094
- 936 3rd St, Crescent City, CA 95531
- 319 5th St, Gustine, CA 95322
- 204 Chestnut St, Mount Shasta, CA 96067
- 76405 Covelo Road, Covelo, CA 95428
- 21097 Calistoga Street, Middletown, CA 95461
- 17 Plaza, Patterson, CA 95363
- 255 S Main St, Willits, CA 95490
- 2844 F St, Eureka, CA 95501
- 909 Main St, Fortuna, CA 95540
- 239 Stage Road, Pescadero, CA 94060
- 165 S Broadway St, Yreka, CA 96097
- 3349 Main St, Cottonwood, CA 96022
- 9125 Deschutes Rd, Palo Cedro, CA 96073
- 37093 State Hwy 299e, Burney, CA 96013
- 43308 Highway 299 East, Fall River Mills, CA 96028
- 1551 El Camino Real, Millbrae, CA 94030
- 975 El Camino Real, South San Francisco, CA 94080
- 756 Main St, Half Moon Bay, CA 94019
- 1450 Linda Mar Shopping Ctr, Pacifica, CA 94044
- 700 El Camino Real, Redwood City, CA 94063
- 150 E 3rd Ave, San Mateo, CA 94401
- 305 Trinity Ave, Chowchilla, CA 93610
- 4715 Shasta Dam Blvd, Shasta Lake, CA 96019
- 595 Main St, Weaverville, CA 96093
- 7061 State Highway 3, Hayfork, CA 96041
- 2686 Gateway Dr, Anderson, CA 96007
- 880 E Cypress Ave, Redding, CA 96002
- Serving Shasta And Trinity Counties, Redding, CA 96001
- 210 N Tehama St, Willows, CA 95988
- 9411 Midway, Durham, CA 95938
- 100 E Walker St, Orland, CA 95963
- 2171 Pillsbury Rd, Chico, CA 95926
- 1441 Colusa Hwy, Yuba City, CA 95993
- 727 S Main St, Red Bluff, CA 96080
- 201 Lake Blvd, Redding, CA 96003
Are deposits at Tri Counties Bank insured?
Yes. Tri Counties Bank is an FDIC-insured bank (FDIC certificate #21943). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Tri Counties Bank: frequently asked questions
Is Tri Counties Bank a good bank?
Tri Counties Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.7% capital ratio); Strongly profitable (ROA 1.39%).
Is Tri Counties Bank FDIC-insured?
Yes. Tri Counties Bank is a FDIC-insured bank (FDIC certificate #21943). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Tri Counties Bank?
Tri Counties Bank holds $9.9 billion in total assets, ranking 5th of 117 banks we track in California. It operates 76 branches.
Does Tri Counties Bank have CFPB complaints?
No CFPB complaints against Tri Counties Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
