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First American Trust, Fsb

Santa Ana, CA · Est. 1985 · Website ↗
C
Trust Grade
Average
Score: 75/100

First American Trust, Fsb is a bank based in Santa Ana, California, established in 1985, with $8.3 billion in total assets across 10 branches. By Trust Grade it ranks 109th of 117 banks we track in California. Its capital ratio of 6.1% trails most similarly sized banks (2th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 1.53% return on assets. Consumers filed 52 complaints about FIRST AMERICAN FINANCIAL CORPORATION with the CFPB — 6.2 per $1B in assets, a lower rate than 52% of peers.

Total assets
$8.3B
$1B–10B institution
Deposits
$7.8B
Branches
10
Capital ratio
6.1%
Bottom 2% of $1B–10B peers · California median 11.7%
Return on assets
1.5%
Top 27% of $1B–10B peers · California median 1.14%
Rank in California
#109
of 117 banks

How First American Trust, Fsb compares to California peers

Capital ratio
Bottom 2% of $1B–10B peers
First American
6.1%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $1B–10B peers
First American
1.5%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First American Trust, Fsb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
66.94923076923077/100
Overall
C · 75
  • Well-capitalized (6.1% capital ratio)
  • Strongly profitable (ROA 1.53%)
  • 6.2 complaints per $1B in assets

Consumer complaints (CFPB)

52 complaints filed with the CFPB against FIRST AMERICAN FINANCIAL CORPORATION — 6.2 per $1B in assets.

Total complaints
52
Per $1B assets
6.2
Lower = better
Answered on time
100.0%
Closed with relief
3.8%
Complaints by product
Mortgage
40
Debt collection
5
Credit reporting or other personal consumer reports
4
Money transfer, virtual currency, or money service
3

Branch locations (10)

  • 5 First American Way, Santa Ana, CA 92707
  • 9000 E Pima Center Pkwy, Scottsdale, AZ 85258
  • 3055 Cardinal Dr, Vero Beach, FL 32963
  • 7445 Pan American West Fwy Ne, Albuquerque, NM 87109
  • 1221 S Mopac Expy, Austin, TX 78746
  • 215 S State St, Salt Lake City, UT 84111
  • 1177 Kapiolani Blvd, Honolulu, HI 96814
  • 935 Gravier St, New Orleans, LA 70112
  • 3753 Howard Hughes Pkwy, Las Vegas, NV 89169
  • 101 Huntington Ave Fl 4, Boston, MA 02199

Are deposits at First American Trust, Fsb insured?

Yes. First American Trust, Fsb is an FDIC-insured bank (FDIC certificate #26312). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First American Trust, Fsb: frequently asked questions

Is First American Trust, Fsb a good bank?

First American Trust, Fsb earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 84/100 and a customer-experience score of 66.94923076923077/100. Well-capitalized (6.1% capital ratio); Strongly profitable (ROA 1.53%).

Is First American Trust, Fsb FDIC-insured?

Yes. First American Trust, Fsb is a FDIC-insured bank (FDIC certificate #26312). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First American Trust, Fsb?

First American Trust, Fsb holds $8.3 billion in total assets, ranking 109th of 117 banks we track in California. It operates 10 branches.

How many complaints does First American Trust, Fsb have?

Consumers filed 52 complaints about FIRST AMERICAN FINANCIAL CORPORATION with the CFPB, or 6.2 per $1B in assets. 100% were answered on time. 4% closed with relief to the consumer.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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