Beacon Business Bank, National Association is a bank based in San Francisco, California, established in 1984, with $168 million in total assets across 2 branches. By Trust Grade it ranks 94th of 117 banks we track in California. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 0.11% return on assets. No consumer complaints against Beacon Business Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Beacon Business Bank, National Association compares to California peers
How we graded Beacon Business Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Profitable (ROA 0.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Beacon Business Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 425 California St, San Francisco, CA 94104
- 1700 S El Camino Real, San Mateo, CA 94402
Are deposits at Beacon Business Bank, National Association insured?
Yes. Beacon Business Bank, National Association is an FDIC-insured bank (FDIC certificate #25644). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Beacon Business Bank, National Association: frequently asked questions
Is Beacon Business Bank, National Association a good bank?
Beacon Business Bank, National Association earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.11%).
Is Beacon Business Bank, National Association FDIC-insured?
Yes. Beacon Business Bank, National Association is a FDIC-insured bank (FDIC certificate #25644). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Beacon Business Bank, National Association?
Beacon Business Bank, National Association holds $168 million in total assets, ranking 94th of 117 banks we track in California. It operates 2 branches.
Does Beacon Business Bank, National Association have CFPB complaints?
No CFPB complaints against Beacon Business Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
