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Hatch Bank

San Marcos, CA · Est. 1982 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Hatch Bank is a bank based in San Marcos, California, established in 1982, with $187 million in total assets across 1 branch. By Trust Grade it ranks 17th of 117 banks we track in California. Its capital ratio of 20.9% is stronger than 97% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 4.77% return on assets. No consumer complaints against Hatch Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$186.8M
$100M–1B institution
Deposits
$57.1M
Branches
1
Capital ratio
20.9%
Top 3% of $100M–1B peers · California median 11.7%
Return on assets
4.8%
Top 0% of $100M–1B peers · California median 1.14%
Rank in California
#17
of 117 banks

How Hatch Bank compares to California peers

Capital ratio
Top 3% of $100M–1B peers
Hatch Bank
20.9%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 0% of $100M–1B peers
Hatch Bank
4.8%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Hatch Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.9% capital ratio)
  • Strongly profitable (ROA 4.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hatch Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1001 W San Marcos Blvd, San Marcos, CA 92078

Are deposits at Hatch Bank insured?

Yes. Hatch Bank is an FDIC-insured bank (FDIC certificate #25803). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hatch Bank: frequently asked questions

Is Hatch Bank a good bank?

Hatch Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.9% capital ratio); Strongly profitable (ROA 4.77%).

Is Hatch Bank FDIC-insured?

Yes. Hatch Bank is a FDIC-insured bank (FDIC certificate #25803). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Hatch Bank?

Hatch Bank holds $187 million in total assets, ranking 17th of 117 banks we track in California. It operates 1 branch.

Does Hatch Bank have CFPB complaints?

No CFPB complaints against Hatch Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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