United Pacific Bank is a bank based in City Of Industry, California, established in 1982, with $187 million in total assets across 2 branches. By Trust Grade it ranks 89th of 117 banks we track in California. Its capital ratio of 17.1% is stronger than 94% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against United Pacific Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Pacific Bank compares to California peers
How we graded United Pacific Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.1% capital ratio)
- Profitable (ROA 0.35%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for United Pacific Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1630 S Azusa Ave, City Of Industry, CA 91748
- 101 W Garvey Ave, Montery Park, CA 91754
Are deposits at United Pacific Bank insured?
Yes. United Pacific Bank is an FDIC-insured bank (FDIC certificate #23805). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Pacific Bank: frequently asked questions
Is United Pacific Bank a good bank?
United Pacific Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Profitable (ROA 0.35%).
Is United Pacific Bank FDIC-insured?
Yes. United Pacific Bank is a FDIC-insured bank (FDIC certificate #23805). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Pacific Bank?
United Pacific Bank holds $187 million in total assets, ranking 89th of 117 banks we track in California. It operates 2 branches.
Does United Pacific Bank have CFPB complaints?
No CFPB complaints against United Pacific Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
