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The Eastern Colorado Bank

Cheyenne Wells, CO · Est. 1944 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Eastern Colorado Bank is a bank based in Cheyenne Wells, Colorado, established in 1944, with $716 million in total assets across 8 branches. By Trust Grade it ranks 7th of 64 banks we track in Colorado. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against The Eastern Colorado Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$716.3M
$100M–1B institution
Deposits
$604.8M
Branches
8
Capital ratio
10.6%
Top 43% of $100M–1B peers · Colorado median 10.8%
Return on assets
1.3%
Top 47% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#7
of 64 banks

How The Eastern Colorado Bank compares to Colorado peers

Capital ratio
Top 43% of $100M–1B peers
The Eastern
10.6%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
The Eastern
1.3%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded The Eastern Colorado Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Eastern Colorado Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 10 S 1st St E, Cheyenne Wells, CO 80810
  • 2121 Rose Ave, Burlington, CO 80807
  • 444 E Pikes Peak Ave, Colorado Springs, CO 80903
  • 790 Main St, Limon, CO 80828
  • 113 Main St, Kit Carson, CO 80825
  • 2515 Larzac Dr, Colorado Springs, CO 80939
  • 1388 Republic Dr, Colorado Springs, CO 80921
  • 133 N Main St, Sharon Springs, KS 67758

Are deposits at The Eastern Colorado Bank insured?

Yes. The Eastern Colorado Bank is an FDIC-insured bank (FDIC certificate #16125). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Eastern Colorado Bank: frequently asked questions

Is The Eastern Colorado Bank a good bank?

The Eastern Colorado Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.25%).

Is The Eastern Colorado Bank FDIC-insured?

Yes. The Eastern Colorado Bank is a FDIC-insured bank (FDIC certificate #16125). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Eastern Colorado Bank?

The Eastern Colorado Bank holds $716 million in total assets, ranking 7th of 64 banks we track in Colorado. It operates 8 branches.

Does The Eastern Colorado Bank have CFPB complaints?

No CFPB complaints against The Eastern Colorado Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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