Yampa Valley Bank is a bank based in Steamboat Springs, Colorado, established in 2000, with $685 million in total assets across 2 branches. By Trust Grade it ranks 46th of 64 banks we track in Colorado. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.97% return on assets. No consumer complaints against Yampa Valley Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Yampa Valley Bank compares to Colorado peers
How we graded Yampa Valley Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.97%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Yampa Valley Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 435 Mack Ln, Craig, CO 81625
- 600 S Lincoln Ave, Steamboat Springs, CO 80487
Are deposits at Yampa Valley Bank insured?
Yes. Yampa Valley Bank is an FDIC-insured bank (FDIC certificate #35407). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Yampa Valley Bank: frequently asked questions
Is Yampa Valley Bank a good bank?
Yampa Valley Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.97%).
Is Yampa Valley Bank FDIC-insured?
Yes. Yampa Valley Bank is a FDIC-insured bank (FDIC certificate #35407). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Yampa Valley Bank?
Yampa Valley Bank holds $685 million in total assets, ranking 46th of 64 banks we track in Colorado. It operates 2 branches.
Does Yampa Valley Bank have CFPB complaints?
No CFPB complaints against Yampa Valley Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
