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First National Bank Colorado

Las Animas, CO · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank Colorado is a bank based in Las Animas, Colorado, established in 1901, with $627 million in total assets across 7 branches. By Trust Grade it ranks 17th of 64 banks we track in Colorado. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 2.17% return on assets. No consumer complaints against First National Bank Colorado appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$627.0M
$100M–1B institution
Deposits
$530.9M
Branches
7
Capital ratio
10.4%
Top 46% of $100M–1B peers · Colorado median 10.8%
Return on assets
2.2%
Top 9% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#17
of 64 banks

How First National Bank Colorado compares to Colorado peers

Capital ratio
Top 46% of $100M–1B peers
First National
10.4%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
First National
2.2%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Colorado

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 2.17%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Colorado over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 117 Main St, Fowler, CO 81039
  • 535 Bent Ave, Las Animas, CO 81054
  • 402 Colorado Ave, La Junta, CO 81050
  • 300 N Main St, Rocky Ford, CO 81067
  • 581 W Highway 105, Monument, CO 80132
  • 300 Main St, Ordway, CO 81063
  • 2768 N Gate Blvd, Colorado Springs, CO 80921

Are deposits at First National Bank Colorado insured?

Yes. First National Bank Colorado is an FDIC-insured bank (FDIC certificate #3034). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Colorado: frequently asked questions

Is First National Bank Colorado a good bank?

First National Bank Colorado earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 2.17%).

Is First National Bank Colorado FDIC-insured?

Yes. First National Bank Colorado is a FDIC-insured bank (FDIC certificate #3034). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Colorado?

First National Bank Colorado holds $627 million in total assets, ranking 17th of 64 banks we track in Colorado. It operates 7 branches.

Does First National Bank Colorado have CFPB complaints?

No CFPB complaints against First National Bank Colorado appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First Southwest Bank
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Stockmens Bank
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Yampa Valley Bank
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Mountain Valley Bank
bank · Walden, CO · $557M assets
The Eastern Colorado Bank
bank · Cheyenne Wells, CO · $716M assets
High Country Bank
bank · Salida, CO · $524M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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