Young Americans Bank is a bank based in Denver, Colorado, established in 1987, with $16 million in total assets across 2 branches. By Trust Grade it ranks 64th of 64 banks we track in Colorado. Its capital ratio of 12.5% is stronger than 55% of similarly sized banks, versus a Colorado median of 10.8%. It posted a loss over the most recent period (-11.41% return on assets), a point to watch. No consumer complaints against Young Americans Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Young Americans Bank compares to Colorado peers
How we graded Young Americans Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Unprofitable over the period (ROA -11.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Young Americans Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 3550 E 1st Ave, Denver, CO 80206
- 401 S Pierce St, Lakewood, CO 80226
Are deposits at Young Americans Bank insured?
Yes. Young Americans Bank is an FDIC-insured bank (FDIC certificate #27010). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Young Americans Bank: frequently asked questions
Is Young Americans Bank a good bank?
Young Americans Bank earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Unprofitable over the period (ROA -11.41%).
Is Young Americans Bank FDIC-insured?
Yes. Young Americans Bank is a FDIC-insured bank (FDIC certificate #27010). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Young Americans Bank?
Young Americans Bank holds $16 million in total assets, ranking 64th of 64 banks we track in Colorado. It operates 2 branches.
Does Young Americans Bank have CFPB complaints?
No CFPB complaints against Young Americans Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
