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The Dolores State Bank

Dolores, CO · Est. 1959 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Dolores State Bank is a bank based in Dolores, Colorado, established in 1959, with $451 million in total assets across 4 branches. By Trust Grade it ranks 9th of 64 banks we track in Colorado. Its capital ratio of 14.6% is stronger than 88% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against The Dolores State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$451.3M
$100M–1B institution
Deposits
$354.6M
Branches
4
Capital ratio
14.6%
Top 12% of $100M–1B peers · Colorado median 10.8%
Return on assets
1.8%
Top 20% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#9
of 64 banks

How The Dolores State Bank compares to Colorado peers

Capital ratio
Top 12% of $100M–1B peers
The Dolores
14.6%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of $100M–1B peers
The Dolores
1.8%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded The Dolores State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.6% capital ratio)
  • Strongly profitable (ROA 1.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Dolores State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 101 S 6th St, Dolores, CO 81323
  • 744 E Main St, Cortez, CO 81321
  • 27880 Highway 160, Cortez, CO 81321
  • 138 North Main Street, Mancos, CO 81328

Are deposits at The Dolores State Bank insured?

Yes. The Dolores State Bank is an FDIC-insured bank (FDIC certificate #17959). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Dolores State Bank: frequently asked questions

Is The Dolores State Bank a good bank?

The Dolores State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 1.77%).

Is The Dolores State Bank FDIC-insured?

Yes. The Dolores State Bank is a FDIC-insured bank (FDIC certificate #17959). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Dolores State Bank?

The Dolores State Bank holds $451 million in total assets, ranking 9th of 64 banks we track in Colorado. It operates 4 branches.

Does The Dolores State Bank have CFPB complaints?

No CFPB complaints against The Dolores State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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