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Frontier Bank

Lamar, CO · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Frontier Bank is a bank based in Lamar, Colorado, established in 1934, with $432 million in total assets across 8 branches. By Trust Grade it ranks 25th of 64 banks we track in Colorado. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 2.11% return on assets. No consumer complaints against Frontier Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$432.0M
$100M–1B institution
Deposits
$384.9M
Branches
8
Capital ratio
9.8%
Bottom 43% of $100M–1B peers · Colorado median 10.8%
Return on assets
2.1%
Top 10% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#25
of 64 banks

How Frontier Bank compares to Colorado peers

Capital ratio
Bottom 43% of $100M–1B peers
Frontier Bank
9.8%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
Frontier Bank
2.1%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Frontier Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 2.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Frontier Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 400 S Main St, Lamar, CO 81052
  • 107 S 14th St, Burlington, CO 80807
  • 808 Main St, Springfield, CO 81073
  • 4115 Outlook Blvd, Pueblo, CO 81008
  • 18 E Spaulding Ave, Pueblo West, CO 81007
  • 1307 Main St, Alamosa, CO 81101
  • 501 N Colorado St, Walsh, CO 81090
  • 200 S Main St, Lamar, CO 81052

Are deposits at Frontier Bank insured?

Yes. Frontier Bank is an FDIC-insured bank (FDIC certificate #14730). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Frontier Bank: frequently asked questions

Is Frontier Bank a good bank?

Frontier Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 2.11%).

Is Frontier Bank FDIC-insured?

Yes. Frontier Bank is a FDIC-insured bank (FDIC certificate #14730). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Frontier Bank?

Frontier Bank holds $432 million in total assets, ranking 25th of 64 banks we track in Colorado. It operates 8 branches.

Does Frontier Bank have CFPB complaints?

No CFPB complaints against Frontier Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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