High Plains Bank is a bank based in Flagler, Colorado, established in 1908, with $461 million in total assets across 9 branches. By Trust Grade it ranks 32nd of 64 banks we track in Colorado. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against High Plains Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How High Plains Bank compares to Colorado peers
How we graded High Plains Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.4% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for High Plains Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 401 Central Ave, Wiggins, CO 80654
- 409 Harrison Ave, Leadville, CO 80461
- 329 Main Ave, Flagler, CO 80815
- 321 4th St, Hugo, CO 80821
- 235 S Ash St, Bennett, CO 80102
- 981 2nd Street, Limon, CO 80828
- 600 Kimbark St, Longmont, CO 80501
- 370 Veterans Way, Keenesburg, CO 80643
- 385 Main Street, Longmont, CO 80501
Are deposits at High Plains Bank insured?
Yes. High Plains Bank is an FDIC-insured bank (FDIC certificate #3017). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
High Plains Bank: frequently asked questions
Is High Plains Bank a good bank?
High Plains Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.28%).
Is High Plains Bank FDIC-insured?
Yes. High Plains Bank is a FDIC-insured bank (FDIC certificate #3017). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is High Plains Bank?
High Plains Bank holds $461 million in total assets, ranking 32nd of 64 banks we track in Colorado. It operates 9 branches.
Does High Plains Bank have CFPB complaints?
No CFPB complaints against High Plains Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
