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Bank Of Estes Park

Estes Park, CO · Est. 1965 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Bank Of Estes Park is a bank based in Estes Park, Colorado, established in 1965, with $158 million in total assets across 3 branches. By Trust Grade it ranks 54th of 64 banks we track in Colorado. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Colorado median of 10.8%. It posted a loss over the most recent period (-0.20% return on assets), a point to watch. No consumer complaints against Bank Of Estes Park appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$157.5M
$100M–1B institution
Deposits
$141.4M
Branches
3
Capital ratio
9.6%
Bottom 41% of $100M–1B peers · Colorado median 10.8%
Return on assets
-0.2%
Bottom 3% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#54
of 64 banks

How Bank Of Estes Park compares to Colorado peers

Capital ratio
Bottom 41% of $100M–1B peers
Bank Of
9.6%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of $100M–1B peers
Bank Of
-0.2%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Estes Park

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (9.6% capital ratio)
  • Unprofitable over the period (ROA -0.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Estes Park over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 255 Park Ln, Estes Park, CO 80517
  • 7980 Niwot Rd, Niwot, CO 80503
  • 501 S Saint Vrain Ave, Estes Park, CO 80517

Are deposits at Bank Of Estes Park insured?

Yes. Bank Of Estes Park is an FDIC-insured bank (FDIC certificate #19351). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Estes Park: frequently asked questions

Is Bank Of Estes Park a good bank?

Bank Of Estes Park earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Unprofitable over the period (ROA -0.20%).

Is Bank Of Estes Park FDIC-insured?

Yes. Bank Of Estes Park is a FDIC-insured bank (FDIC certificate #19351). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Estes Park?

Bank Of Estes Park holds $158 million in total assets, ranking 54th of 64 banks we track in Colorado. It operates 3 branches.

Does Bank Of Estes Park have CFPB complaints?

No CFPB complaints against Bank Of Estes Park appear in our data over the analysis window, which is typical for a bank of this size.

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Fowler State Bank
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Equitable Savings And Loan Association
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Rg Bank, A Savings And Loan Association
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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