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Equitable Savings And Loan Association

Sterling, CO · Est. 1921 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Equitable Savings And Loan Association is a bank based in Sterling, Colorado, established in 1921, with $172 million in total assets across 10 branches. By Trust Grade it ranks 45th of 64 banks we track in Colorado. Its capital ratio of 15.4% is stronger than 91% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 0.14% return on assets. No consumer complaints against Equitable Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$172.0M
$100M–1B institution
Deposits
$131.6M
Branches
10
Capital ratio
15.4%
Top 9% of $100M–1B peers · Colorado median 10.8%
Return on assets
0.1%
Bottom 6% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#45
of 64 banks

How Equitable Savings And Loan Association compares to Colorado peers

Capital ratio
Top 9% of $100M–1B peers
Equitable Savings
15.4%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
Equitable Savings
0.1%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Equitable Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (15.4% capital ratio)
  • Profitable (ROA 0.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Equitable Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 300 Clayton St, Brush, CO 80723
  • 1420 Lowell Ave, Burlington, CO 80807
  • 331 Main St, Fort Morgan, CO 80701
  • 120 Cedar St, Julesburg, CO 80737
  • 201 Main Ave, Akron, CO 80720
  • 300 Main St, Wray, CO 80758
  • 222 S Main St, Yuma, CO 80759
  • 888 Main St, Limon, CO 80828
  • 221 N 3rd St, Sterling, CO 80751
  • 300 E Horsetooth Rd, Fort Collins, CO 80525

Are deposits at Equitable Savings And Loan Association insured?

Yes. Equitable Savings And Loan Association is an FDIC-insured bank (FDIC certificate #30707). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Equitable Savings And Loan Association: frequently asked questions

Is Equitable Savings And Loan Association a good bank?

Equitable Savings And Loan Association earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (15.4% capital ratio); Profitable (ROA 0.14%).

Is Equitable Savings And Loan Association FDIC-insured?

Yes. Equitable Savings And Loan Association is a FDIC-insured bank (FDIC certificate #30707). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Equitable Savings And Loan Association?

Equitable Savings And Loan Association holds $172 million in total assets, ranking 45th of 64 banks we track in Colorado. It operates 10 branches.

Does Equitable Savings And Loan Association have CFPB complaints?

No CFPB complaints against Equitable Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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