The Citizens State Bank Of Ouray is a bank based in Ouray, Colorado, established in 1913, with $226 million in total assets across 7 branches. By Trust Grade it ranks 59th of 64 banks we track in Colorado. Its capital ratio of 7.0% trails most similarly sized banks (7th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against The Citizens State Bank Of Ouray appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens State Bank Of Ouray compares to Colorado peers
How we graded The Citizens State Bank Of Ouray
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.0% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens State Bank Of Ouray over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 600 Main St, Ouray, CO 81427
- 115 Highway 97, Naturita, CO 81422
- State Highway 62, Ridgway, CO 81432
- 1129 Greene St, Silverton, CO 81433
- 215 W San Juan Ave, Telluride, CO 81435
- 113 Lost Creek Lane, Mountain Village, CO 81435
- 401 E Main Street, Montrose, CO 81401
Are deposits at The Citizens State Bank Of Ouray insured?
Yes. The Citizens State Bank Of Ouray is an FDIC-insured bank (FDIC certificate #1779). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens State Bank Of Ouray: frequently asked questions
Is The Citizens State Bank Of Ouray a good bank?
The Citizens State Bank Of Ouray earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (7.0% capital ratio); Profitable (ROA 0.58%).
Is The Citizens State Bank Of Ouray FDIC-insured?
Yes. The Citizens State Bank Of Ouray is a FDIC-insured bank (FDIC certificate #1779). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens State Bank Of Ouray?
The Citizens State Bank Of Ouray holds $226 million in total assets, ranking 59th of 64 banks we track in Colorado. It operates 7 branches.
Does The Citizens State Bank Of Ouray have CFPB complaints?
No CFPB complaints against The Citizens State Bank Of Ouray appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
