The First National Bank In Trinidad is a bank based in Trinidad, Colorado, established in 1875, with $256 million in total assets across 5 branches. By Trust Grade it ranks 62nd of 64 banks we track in Colorado. Its capital ratio of 5.9% trails most similarly sized banks (2th percentile), versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 0.44% return on assets. No consumer complaints against The First National Bank In Trinidad appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank In Trinidad compares to Colorado peers
How we graded The First National Bank In Trinidad
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.9% capital ratio)
- Profitable (ROA 0.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank In Trinidad over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 122 E First St, Trinidad, CO 81082
- 135 W 6th St, Walsenburg, CO 81089
- 2921 Toupal Dr, Trinidad, CO 81082
- 1246 S 2nd St, Raton, NM 87740
- 100 E Main St, Trinidad, CO 81082
Are deposits at The First National Bank In Trinidad insured?
Yes. The First National Bank In Trinidad is an FDIC-insured bank (FDIC certificate #14584). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank In Trinidad: frequently asked questions
Is The First National Bank In Trinidad a good bank?
The First National Bank In Trinidad earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (5.9% capital ratio); Profitable (ROA 0.44%).
Is The First National Bank In Trinidad FDIC-insured?
Yes. The First National Bank In Trinidad is a FDIC-insured bank (FDIC certificate #14584). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank In Trinidad?
The First National Bank In Trinidad holds $256 million in total assets, ranking 62nd of 64 banks we track in Colorado. It operates 5 branches.
Does The First National Bank In Trinidad have CFPB complaints?
No CFPB complaints against The First National Bank In Trinidad appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
