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The Gunnison Bank And Trust Company

Gunnison, CO · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Gunnison Bank And Trust Company is a bank based in Gunnison, Colorado, established in 1910, with $247 million in total assets across 2 branches. By Trust Grade it ranks 1st of 64 banks we track in Colorado. Its capital ratio of 13.0% is stronger than 80% of similarly sized banks, versus a Colorado median of 10.8%. It was profitable over the most recent period, with a 1.99% return on assets. No consumer complaints against The Gunnison Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$247.3M
$100M–1B institution
Deposits
$202.8M
Branches
2
Capital ratio
13.0%
Top 20% of $100M–1B peers · Colorado median 10.8%
Return on assets
2.0%
Top 13% of $100M–1B peers · Colorado median 1.04%
Rank in Colorado
#1
of 64 banks

How The Gunnison Bank And Trust Company compares to Colorado peers

Capital ratio
Top 20% of $100M–1B peers
The Gunnison
13.0%
Colorado median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
The Gunnison
2.0%
Colorado median
1.0%
Higher ROA = more profitable relative to asset base

How we graded The Gunnison Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Gunnison Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 6th And Gothic, Crested Butte, CO 81224
  • 232 W Tomichi Ave, Gunnison, CO 81230

Are deposits at The Gunnison Bank And Trust Company insured?

Yes. The Gunnison Bank And Trust Company is an FDIC-insured bank (FDIC certificate #11259). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Gunnison Bank And Trust Company: frequently asked questions

Is The Gunnison Bank And Trust Company a good bank?

The Gunnison Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.99%).

Is The Gunnison Bank And Trust Company FDIC-insured?

Yes. The Gunnison Bank And Trust Company is a FDIC-insured bank (FDIC certificate #11259). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Gunnison Bank And Trust Company?

The Gunnison Bank And Trust Company holds $247 million in total assets, ranking 1st of 64 banks we track in Colorado. It operates 2 branches.

Does The Gunnison Bank And Trust Company have CFPB complaints?

No CFPB complaints against The Gunnison Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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