Bankmiami is a bank based in Coral Gables, Florida, established in 2025, with $279 million in total assets across 1 branch. By Trust Grade it ranks 74th of 83 banks we track in Florida. Its capital ratio of 12.6% is stronger than 78% of similarly sized banks, versus a Florida median of 9.3%. It posted a loss over the most recent period (-0.82% return on assets), a point to watch. No consumer complaints against Bankmiami appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bankmiami compares to Florida peers
How we graded Bankmiami
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.6% capital ratio)
- Unprofitable over the period (ROA -0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bankmiami over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 1515 Sunset Dr, Coral Gables, FL 33143
Are deposits at Bankmiami insured?
Yes. Bankmiami is an FDIC-insured bank (FDIC certificate #59354). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bankmiami: frequently asked questions
Is Bankmiami a good bank?
Bankmiami earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Unprofitable over the period (ROA -0.82%).
Is Bankmiami FDIC-insured?
Yes. Bankmiami is a FDIC-insured bank (FDIC certificate #59354). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bankmiami?
Bankmiami holds $279 million in total assets, ranking 74th of 83 banks we track in Florida. It operates 1 branch.
Does Bankmiami have CFPB complaints?
No CFPB complaints against Bankmiami appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
