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First National Bank Of Pasco

Dade City, FL · Est. 1986 · Website ↗
B
Trust Grade
Strong
Score: 82/100

First National Bank Of Pasco is a bank based in Dade City, Florida, established in 1986, with $286 million in total assets across 4 branches. By Trust Grade it ranks 71st of 83 banks we track in Florida. Its capital ratio of 6.9% trails most similarly sized banks (6th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against First National Bank Of Pasco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$286.3M
$100M–1B institution
Deposits
$240.6M
Branches
4
Capital ratio
6.9%
Bottom 6% of $100M–1B peers · Florida median 9.3%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · Florida median 1.01%
Rank in Florida
#71
of 83 banks

How First National Bank Of Pasco compares to Florida peers

Capital ratio
Bottom 6% of $100M–1B peers
First National
6.9%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
First National
0.4%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Pasco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (6.9% capital ratio)
  • Profitable (ROA 0.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Pasco over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 4518 Gall Blvd, Zephyrhills, FL 33542
  • 37215 State Road 54, Zephyrhills, FL 33542
  • 13315 Us Highway 301, Dade City, FL 33525
  • 23613 Sr 54, Lutz, FL 33559

Are deposits at First National Bank Of Pasco insured?

Yes. First National Bank Of Pasco is an FDIC-insured bank (FDIC certificate #26829). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Pasco: frequently asked questions

Is First National Bank Of Pasco a good bank?

First National Bank Of Pasco earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Profitable (ROA 0.37%).

Is First National Bank Of Pasco FDIC-insured?

Yes. First National Bank Of Pasco is a FDIC-insured bank (FDIC certificate #26829). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Pasco?

First National Bank Of Pasco holds $286 million in total assets, ranking 71st of 83 banks we track in Florida. It operates 4 branches.

Does First National Bank Of Pasco have CFPB complaints?

No CFPB complaints against First National Bank Of Pasco appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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