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U. S. Century Bank

Doral, FL · Est. 2002 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

U. S. Century Bank is a bank based in Doral, Florida, established in 2002, with $2.8 billion in total assets across 10 branches. By Trust Grade it ranks 37th of 83 banks we track in Florida. Its capital ratio of 9.0% trails most similarly sized banks (24th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against U. S. Century Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.8B
$1B–10B institution
Deposits
$2.5B
Branches
10
Capital ratio
9.0%
Bottom 24% of $1B–10B peers · Florida median 9.3%
Return on assets
1.6%
Top 26% of $1B–10B peers · Florida median 1.01%
Rank in Florida
#37
of 83 banks

How U. S. Century Bank compares to Florida peers

Capital ratio
Bottom 24% of $1B–10B peers
U. S.
9.0%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $1B–10B peers
U. S.
1.6%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded U. S. Century Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 1.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for U. S. Century Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 2301 Nw 87th Ave, Doral, FL 33172
  • 2610 Sw 137th Ave, Miami, FL 33175
  • 3999 Sheridan St, Hollywood, FL 33021
  • 18201 Biscayne Blvd, Aventura, FL 33160
  • 8201 S Dixie Hwy, Miami, FL 33143
  • 3198 W 76th St, Hialeah, FL 33018
  • 15503 Nw 67th Ave, Miami Lakes, FL 33014
  • 8575 Sw 40th St, Miami, FL 33155
  • 5115 Nw 72nd Ave, Miami, FL 33166
  • 396 Alhambra Cir, Coral Gables, FL 33134

Are deposits at U. S. Century Bank insured?

Yes. U. S. Century Bank is an FDIC-insured bank (FDIC certificate #57369). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

U. S. Century Bank: frequently asked questions

Is U. S. Century Bank a good bank?

U. S. Century Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.0% capital ratio); Strongly profitable (ROA 1.56%).

Is U. S. Century Bank FDIC-insured?

Yes. U. S. Century Bank is a FDIC-insured bank (FDIC certificate #57369). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is U. S. Century Bank?

U. S. Century Bank holds $2.8 billion in total assets, ranking 37th of 83 banks we track in Florida. It operates 10 branches.

Does U. S. Century Bank have CFPB complaints?

No CFPB complaints against U. S. Century Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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