One Florida Bank is a bank based in Orlando, Florida, established in 2008, with $2.1 billion in total assets across 6 branches. By Trust Grade it ranks 29th of 83 banks we track in Florida. Its capital ratio of 9.2% trails most similarly sized banks (28th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against One Florida Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How One Florida Bank compares to Florida peers
How we graded One Florida Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for One Florida Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 1601 S Orange Ave, Orlando, FL 32806
- 21 E 3rd St, Apopka, FL 32703
- 1385 Main St, Chipley, FL 32428
- 1145 W State Road 434, Longwood, FL 32750
- 531 W Morse Blvd, Winter Park, FL 32789
- 77 Geneva Dr, Oviedo, FL 32765
Are deposits at One Florida Bank insured?
Yes. One Florida Bank is an FDIC-insured bank (FDIC certificate #58811). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
One Florida Bank: frequently asked questions
Is One Florida Bank a good bank?
One Florida Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.22%).
Is One Florida Bank FDIC-insured?
Yes. One Florida Bank is a FDIC-insured bank (FDIC certificate #58811). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is One Florida Bank?
One Florida Bank holds $2.1 billion in total assets, ranking 29th of 83 banks we track in Florida. It operates 6 branches.
Does One Florida Bank have CFPB complaints?
No CFPB complaints against One Florida Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
