Emigrant Bank is a bank based in Miami, Florida, established in 2001, with $5.9 billion in total assets across 7 branches. By Trust Grade it ranks 36th of 83 banks we track in Florida. Its capital ratio of 20.8% is stronger than 98% of similarly sized banks, versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Emigrant Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Emigrant Bank compares to Florida peers
How we graded Emigrant Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (20.8% capital ratio)
- Profitable (ROA 0.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Emigrant Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 201 S Biscayne Blvd, Miami, FL 33131
- 13 Croton Ave, Ossining, NY 10562
- 13 Croton Ave, Ossining, NY 10562
- 13 Croton Ave, Ossining, NY 10562
- 13 Croton Ave, Ossining, NY 10562
- 277 Evernia St, West Palm Beach, FL 33401
- 333 Madison Ave, New York, NY 10017
Are deposits at Emigrant Bank insured?
Yes. Emigrant Bank is an FDIC-insured bank (FDIC certificate #57083). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Emigrant Bank: frequently asked questions
Is Emigrant Bank a good bank?
Emigrant Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (20.8% capital ratio); Profitable (ROA 0.50%).
Is Emigrant Bank FDIC-insured?
Yes. Emigrant Bank is a FDIC-insured bank (FDIC certificate #57083). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Emigrant Bank?
Emigrant Bank holds $5.9 billion in total assets, ranking 36th of 83 banks we track in Florida. It operates 7 branches.
Does Emigrant Bank have CFPB complaints?
No CFPB complaints against Emigrant Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
