Capital City Bank is a bank based in Tallahassee, Florida, established in 1907, with $4.5 billion in total assets across 67 branches. By Trust Grade it ranks 12th of 83 banks we track in Florida. Its capital ratio of 11.7% is stronger than 74% of similarly sized banks, versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Capital City Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Capital City Bank compares to Florida peers
How we graded Capital City Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Strongly profitable (ROA 1.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Capital City Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (67)
- 2111 N Monroe St, Tallahassee, FL 32303
- 2012 N Young Blvd, Chiefland, FL 32626
- 207 North Main Street, Hastings, FL 32145
- 420 N Broad St, Cairo, GA 39828
- 325 5th St, Macon, GA 31201
- 4 E Washington St, Quincy, FL 32351
- 1801-1 Apalachee Parkway, Tallahassee, FL 32301
- 410 W 10th St, West Point, GA 31833
- 800 S Jefferson St, Monticello, FL 32344
- 3503 20th Ave, Valley, AL 36854
- 375 Fob James Dr, Valley, AL 36854
- 18467 Nw Us Highway 441, High Springs, FL 32643
- 4040 Nw 16th Blvd, Gainesville, FL 32605
- 4120 Crill Ave, Palatka, FL 32177
- 7697 S Florida Ave, Floral City, FL 34436
- 3404 S Monroe St, Tallahassee, FL 32301
- 810 W Main St, Inverness, FL 34450
- 2003 S. Byron Butler Parkway, Perry, FL 32348
- 101 Se Us Highway 19, Crystal River, FL 34429
- Ccbg.Com, Tallahassee, FL 32303
- 7240 Sw Us Highway 19, Fanning Springs, FL 32693
- 690 S. Us Hwy 129, Bell, FL 32619
- 148 S Us Highway 17, East Palatka, FL 32131
- 3815 N Monroe St, Tallahassee, FL 32303
- 95 Highway 40 W, Inglis, FL 34449
- 140 E. Hathaway Avenue, Bronson, FL 32621
- 144 E Noble Ave, Williston, FL 32696
- 3535 Mercer University Drive, Macon Mall, Macon, GA 31204
- 3255 Mahan Dr, Tallahassee, FL 32308
- 1417 N Main St, Gainesville, FL 32601
- 14009 W Newberry Rd, Newberry, FL 32669
- 500 Green Way, Keystone Heights, FL 32656
- 294 Ne 210th Ave, Cross City, FL 32628
- 343 W Base St, Madison, FL 32340
- 14001 Cortez Blvd, Spring Hill, FL 34613
- 24202 W Newberry Rd, Newberry, FL 32669
- 1456 Capital Cir Nw, Tallahassee, FL 32303
- 102 S Main St, Havana, FL 32333
- 814 Suwannee Ave Nw, Branford, FL 32008
- 14302 Spring Hill Dr, Spring Hill, FL 34609
Are deposits at Capital City Bank insured?
Yes. Capital City Bank is an FDIC-insured bank (FDIC certificate #9622). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Capital City Bank: frequently asked questions
Is Capital City Bank a good bank?
Capital City Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.50%).
Is Capital City Bank FDIC-insured?
Yes. Capital City Bank is a FDIC-insured bank (FDIC certificate #9622). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Capital City Bank?
Capital City Bank holds $4.5 billion in total assets, ranking 12th of 83 banks we track in Florida. It operates 67 branches.
Does Capital City Bank have CFPB complaints?
No CFPB complaints against Capital City Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
