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International Finance Bank

Miami, FL · Est. 1983 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

International Finance Bank is a bank based in Miami, Florida, established in 1983, with $1.6 billion in total assets across 3 branches. By Trust Grade it ranks 47th of 83 banks we track in Florida. Its capital ratio of 8.3% trails most similarly sized banks (11th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.23% return on assets. No consumer complaints against International Finance Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Deposits
$1.4B
Branches
3
Capital ratio
8.3%
Bottom 11% of $1B–10B peers · Florida median 9.3%
Return on assets
1.2%
Top 49% of $1B–10B peers · Florida median 1.01%
Rank in Florida
#47
of 83 banks

How International Finance Bank compares to Florida peers

Capital ratio
Bottom 11% of $1B–10B peers
International Finance
8.3%
Florida median
9.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $1B–10B peers
International Finance
1.2%
Florida median
1.0%
Higher ROA = more profitable relative to asset base

How we graded International Finance Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.3% capital ratio)
  • Strongly profitable (ROA 1.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for International Finance Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 777 Sw 37th Ave, Miami, FL 33135
  • 777 Sw 37th Ave, Miami, FL 33135
  • 623 5th Ave Ste Tbd, New York, NY 10022

Are deposits at International Finance Bank insured?

Yes. International Finance Bank is an FDIC-insured bank (FDIC certificate #24823). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

International Finance Bank: frequently asked questions

Is International Finance Bank a good bank?

International Finance Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.23%).

Is International Finance Bank FDIC-insured?

Yes. International Finance Bank is a FDIC-insured bank (FDIC certificate #24823). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is International Finance Bank?

International Finance Bank holds $1.6 billion in total assets, ranking 47th of 83 banks we track in Florida. It operates 3 branches.

Does International Finance Bank have CFPB complaints?

No CFPB complaints against International Finance Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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