Climate First Bank is a bank based in Saint Petersburg, Florida, established in 2021, with $1.8 billion in total assets across 3 branches. By Trust Grade it ranks 31st of 83 banks we track in Florida. Its capital ratio of 9.3% trails most similarly sized banks (30th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against Climate First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Climate First Bank compares to Florida peers
How we graded Climate First Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Climate First Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 182 37th Ave N, Saint Petersburg, FL 33704
- 1150 S Orlando Ave, Winter Park, FL 32789
- 2755 E Orange Ave, Eustis, FL 32726
Are deposits at Climate First Bank insured?
Yes. Climate First Bank is an FDIC-insured bank (FDIC certificate #59257). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Climate First Bank: frequently asked questions
Is Climate First Bank a good bank?
Climate First Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.27%).
Is Climate First Bank FDIC-insured?
Yes. Climate First Bank is a FDIC-insured bank (FDIC certificate #59257). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Climate First Bank?
Climate First Bank holds $1.8 billion in total assets, ranking 31st of 83 banks we track in Florida. It operates 3 branches.
Does Climate First Bank have CFPB complaints?
No CFPB complaints against Climate First Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
