Pacific National Bank is a bank based in Miami, Florida, established in 1985, with $1.5 billion in total assets across 8 branches. By Trust Grade it ranks 4th of 83 banks we track in Florida. Its capital ratio of 11.0% is stronger than 62% of similarly sized banks, versus a Florida median of 9.3%. It was profitable over the most recent period, with a 1.12% return on assets. No consumer complaints against Pacific National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pacific National Bank compares to Florida peers
How we graded Pacific National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Strongly profitable (ROA 1.12%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pacific National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 1390 Brickell Ave, Miami, FL 33131
- 255 Aragon Ave, Coral Gables, FL 33134
- 18285 Biscayne Blvd, Miami, FL 33160
- 4137 North Federal Highway, Boca Raton, FL 33431
- 1142 Weston Road, Weston, FL 33326
- 13101 Sw 89th Pl, Miami, FL 33176
- 156 W 56th St Fl 20, New York, NY 10019
- 152 W 57th St, New York, NY 10019
Are deposits at Pacific National Bank insured?
Yes. Pacific National Bank is an FDIC-insured bank (FDIC certificate #26299). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pacific National Bank: frequently asked questions
Is Pacific National Bank a good bank?
Pacific National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.12%).
Is Pacific National Bank FDIC-insured?
Yes. Pacific National Bank is a FDIC-insured bank (FDIC certificate #26299). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pacific National Bank?
Pacific National Bank holds $1.5 billion in total assets, ranking 4th of 83 banks we track in Florida. It operates 8 branches.
Does Pacific National Bank have CFPB complaints?
No CFPB complaints against Pacific National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
