Bank Of Pensacola is a bank based in Pensacola, Florida, established in 1973, with $143 million in total assets across 2 branches. By Trust Grade it ranks 18th of 83 banks we track in Florida. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Florida median of 9.3%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Bank Of Pensacola appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Pensacola compares to Florida peers
How we graded Bank Of Pensacola
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Profitable (ROA 0.98%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Pensacola over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 500 S Palafox St, Pensacola, FL 32502
- 5560 W Highway 98, Pensacola, FL 32507
Are deposits at Bank Of Pensacola insured?
Yes. Bank Of Pensacola is an FDIC-insured bank (FDIC certificate #21284). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Pensacola: frequently asked questions
Is Bank Of Pensacola a good bank?
Bank Of Pensacola earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.98%).
Is Bank Of Pensacola FDIC-insured?
Yes. Bank Of Pensacola is a FDIC-insured bank (FDIC certificate #21284). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Pensacola?
Bank Of Pensacola holds $143 million in total assets, ranking 18th of 83 banks we track in Florida. It operates 2 branches.
Does Bank Of Pensacola have CFPB complaints?
No CFPB complaints against Bank Of Pensacola appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
